Do they send the total amount of your tuition to the school right away? Like the full amount that you'd need to complete all years of schooling? If they do send the full amount up front, can you apply for any more Stafford loans before that one's paid?
They only send the amount for one year. And it's not necessarily the "full amount" you'd need. There are borrowing limits for stafford loans and if you need more than that you'd have to come up with it somewhere else. The borrowing limit or a first year dependent student is $5500. You cannot borrow more than that from the stafford program for yoru first year.
You can apply for the stafford loan each year, but once again there are yearly borrowing limits and lifetime borrowing limits. If you take too long to complete your degree (switching your major a bunch of times), you risk bumping up against those limits.
As a freshman dependent student, you are allowed to borrow up to 5500 in Stafford per academic year. This amount goes up each year, if you advance a class level. Typically, half of your annual amount will be disbursed in the fall semester, half in the spring.
Amounts for independent students are higher.
finaid.org is a good financial aid resource site.
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