Tuesday, March 31, 2009

Question about financial aid?

My parents refuse to pay for music school so I'm obviously going to have to get a loan to pay for it. But to cause even more problems my parents also won't cosign for one. They think that music is waste of time and money. Is there any type of financial aid that I can get without my parents cosigning?



well it all depends on how old u are..but it doesnt jus have 2 be ur parents..it can be a family memeber..a close one..like an aunt..uncle or cousin..anyone over 18 or 21 ..and if ur ova 18 u can get a loan for urself..good luck




You can get federal aid without a co-signer and without a credit check. However, you probably will not get enough to cover all of your expenses (especially if you don't qualify for any grant money). Also, you will still need to provide your parents tax information to fill out the FAFSA to receive federal aid.


There is no type of private student loan that you will be able to get without any kind of co-signer.




1) Fill out the FAFSA, however since it's past the priority deadline to fill it out this year, your chances of getting grants and whatnot are slimming real fast.


2) Yes, you can get a private loan without a cosigner (try Chase Bank), having a cosigner just helps you get a better interest rate on your loan.


3) Talk to someone in the financial aid department at the school you want to go to. They generally are very helpful and can point you in the right direction.




You can get a federal Stafford loan for 5500 as a dependent freshman attending college full time. You can do this without a cosigner or a credit check. This is about it, unless you get a few really good scholarships.

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